LINES OF BUSINESS
What is your plan for Long-Term Care funding? Have you considered how much LTC costs in your area? Private Long-Term care is an important part of your financial planning and critical to your well being later in life. It is never to early to start the LTC conversation.
Pure long-term care protection is the most cost-effective way to obtain LTC coverage and allows for the most flexibility and riders.
LIFE INSURANCE WITH LTC RIDERS
Today’s most popular LTC option allows you to add an LTC privilege to your Life Insurance policy allowing you to access your death benefit for LTC needs.
ASSET BASED LTC
Primarily paid using a single premium, Asset based LTC options provide a great way to leverage your money for LTC while providing liquidity and flexibility.
Chronic Illness riders built into both Term Insurance or Permanent Insurance contracts can be a very cost effective way to secure Chronic Illness coverage.
Today’s Long-Term Care market provides clients with more options than ever. We specialize finding which products in the market are best for you – whether that is a Stand-Alone LTC contract or one of our many Hybrid Contracts we can help you navigate the LTC landscape and provide you with the best LTC solutions.